NOW AVAILABLE TO COLORADO RESIDENTS                                          
               The New "SMART" Life Insurance.                                                            


Life Insurance If You Die - Full 100% Refund If You Live.

Complete refund of ALL your life insurance payments if you outlive the 20 year policy 


If you pass away during the next 20 years, your Family receives Full Tax-Free Life Insurance Protection. 
If you outlive the 20 year life insurance policy you get a
100% Tax-Free Refund of ALL your Payments.



NO Medical Exam Required.  
  No Waiting Period for Full Coverage - Death due to Illness or Accident.    

Your Choice Of:  $25,000  or  $50,000  or  $100,000 tax-free direct payment to your Family.


Instant Rate Quote & Apply Online   No Agent Visit Required

Online Rate Quote and Application With or Without Return-of-Premium (money-back) Rider.

You choose between the lowest possible cost, or upgrade to the money back plan.

(note #1 on rate quote/application link:  Check "Add Return-of-Premium Rider" box to compare between basic life insurance and money-back life insurance).

(note #2 on rate quote/application link:  You can switch to a Spanish application by changing tab at upper right). 





PROVIDE YEARS of HOUSING PAYMENTS,  (mortgage or rent) for YOUR FAMILY HOME.   How long will YOUR FAMILY not worry about a roof over their heads?  

PROVIDE YEARS of LIVING EXPENSES, shielding YOUR FAMILY from a Stressful Uncertain Future.  How long will YOUR FAMILY not worry about Paying The Bills?

PROVIDE YEARS of INCOME REPLACEMENT, if you are MARRIED all your Bills and Debts together are now left for your Spouse to Pay Alone


It is the responsible and loving thing to do, especially for PARENTS! 

- OR -

* Leave your Family in a Life Changing Financial Disaster?   

* Forced into a "Barely Making It" Lifestyle? (that you would never have wanted or allowed). 

Your Spouse working another job Your Spouse working another job (or two) Just to Survive?


Only 4 Health Questions. No Medical Exam. 

Applicant Ages: 18-60  (return-of-premium not available ages 56-60)

20 Year No-Lapse Protection (15 years ages 56-60).

20 Year Rate Guarantee (15 years ages 56-60).         

Green Card or Social Security Number - NOT NEEDED.

Employer's Group List Bill - YES.

Offered by:  Viva Life, parent company Founded In 1850.  Company's History  


Request a Brochure (in English or Spanish)                                                                                                       



Apply:   Online, by Phone, or by Appointment in your Home or Office.                                                                               

Independent Agents representing VIVA LIFE.
The Family Protection Group 
Phone:   303-690-9535  or  1-800-696-7507  toll-free.  

Mailing:  P.O. Box 4637  Parker, CO. 80134                                                     


* Seniors Life Insurance     * Burial Insurance     

* Lifetime Protection Whole Life Insurance




Thanks for visiting, your business is appreciated.